About Amber

Amber specialises in the adverse, self-certification and buy-to-let mortgage lending markets.

Amber provides specialist mortgage products exclusively through mortgage intermediaires such as packaging companies, mortgage networks and directly through mortgage brokers.

In addition to originating mortgages, Amber also sells and purchases mortgage portfolios; providing balance sheet support to regional building societies and other lenders through asset trading. Amber's expertise in this area has not only led to new sales opportunities, but has also seen repeat sales with existing clients year on year. Amber has become one of the largest traders of mortgage assets in the UK.

Amber outsources all customer related administration to Homeloan Management Limited, and can therefore operate with a small team of staff making communication very simple and fast, and the company very responsive.

Amber offers an Online Decision in Principle which provides a binding decision to lend; either an automated yes/no decision within minutes or a decision based upon referral to an underwriter within one working hour. Amber's DIP also incorporates a credit search and ‘product cascade' facility highlighting possible solutions Amber can offer to suit specific client needs.

Amber is a wholly owned subsidiary of Skipton Building Society.